IMG’s underwriter, Sirius International, has been Rated A by A.M. Best Europe – Rating Services Limited. Sirius’ claims paying ability continues to be strong by a safety reserve, which can only be released to cover insurance losses and is funded from the company’s cumulative retained pre-tax earnings. Sirius’ safety reserve at year-end 2011 amounted to SEK 9.6 billion.
In 1990, IMG was founded in Indianapolis, Indiana, as an independent company that served as managing underwriter, marketing and administrative support. IMG immediately began offering health, life, travel and indemnity insurance to the international community. From the beginning, IMG has been dedicated to providing quality insurance products that are producer friendly, meet administrative standards and are simply underwritten. By 2001, IMG was recognized by the Indiana Business Journal as one of the fastest-growing companies in Indiana.
Technology has always been at the forefront of IMG’s expertise for international access. IMG has developed several sophisticated administrative and claims tools over the years, such as MyIMG, an online service that allows clients 24-hour secure access to their accounts to manage administrative functions and ImageNow, a system that scans paper documents and transmits them electronically. These and other advanced technical services allows IMG to provide an amazing degree of flexibility that is unmatched by the competition.
In over 20 years, IMG has grown to become a major administrator of international insurance products, providing services to more than a million people in countries worldwide. It has developed an extensive product portfolio that can be tailored to meet every need – from short term travel insurance, to expatriots retiring internationally to missionaries living and working in distant corners of the globe.
As international travel needs continue to expand, so do IMG’s products and services. In 2008, IMG launched groundbreaking products both in the U.A.E. with Al Wathba National Insurance Company, and in China with Ping An P&C Insurance Company of China. In 2009, IMG and AAA Assurance Corporation of Vietnam signed a historic agreement where AAA provided IMG products to citizens of Vietnam. Year by year, expanding globally, IMG is building on its solid reputation and delivering on its promise to provide Coverage Without Boundaries®.
Growing year by year and expanding globally, remaining stable but never standing still, these characteristics make IMG and Sirius International the winning combination for your international health insurance needs.