Obamacare, or PPACA, Patient Protection and Affordable Care Act, mainly applies to those under 65. Medicare is a separate government health program. Obamacare rules apply mostly to individual and group health insurance policies for Americans under 65 and who are not yet eligible for Medicare. Medicare premiums are also not related to Obamacare. There has been […]
I Am On Medicare, Am I Covered Outside the Country?
If you are aged 65 or older, you have Medicare coverage that covers you in the United States. However, once you leave the United States, you must have a Medicare supplemental plan or international medical insurance. You Have to Have a Supplemental Plan If you have purchased a supplemental plan, like Plan F, than you […]
Dark Chocolate is Heart Healthy
Need a good excuse to indulge in a little sweet treat but not totally fall off the wagon? Have some dark chocolate! A small dark chocolate candy bar, or about half of one full size candy bar a day is actually good for you! The reason for this is that dark chocolate has a high […]
Four Major Advantages of Purchasing ExPat Health Insurance
Expat health insurance features four major advantages over domestic coverage: Worldwide coverage no matter where you travel; local billing networks; medical evacuation options should you be injured or become seriously ill abroad; it’s less expensive. Worldwide Coverage American Insurance for ExPats offers long term, major medical health insurance as well as short term travel […]
Protect Yourself From Too Much Sun Exposure
It’s officially summer and the warm weather has us all begging to be outside. However, you don’t have to be sunbathing on a tropical beach to get too much sun, even 10 minutes of unprotected exposure to sunlight can result in a sunburn. Activities that may give you 15 minutes or more of sunlight are […]
Coconuts A Great Addition To Your Diet
Coconuts are full of nutrients that help stave off a number of health issues. If you are traveling abroad to an exotic location where coconuts are abundant, make sure you take advantage of this fruit’s healthy benefits. Coconuts are not only delicious, but they are good for you too. Rehydrate For starters, coconut water is […]
Re-Energize With Meditation
Meditation can help calm your mind and your nerves, however, sitting in meditation can be challenging. While trying to clear your mind, you may feel anxious that you are not attending to your busy day. Your mind may wander and your feet may fall asleep but with continued practice, meditation does get easier. In fact, it can […]
Plan C or Plan F For Your Medigap Coverage?
We all know that Medicare was never intended to pay for all of your medical expenses. However, according to a recent study by the Department of Health and Human Services, Medicare Part A, B and D pays for a little less than half of the average medical costs for seniors age 65 and older. For […]
The Difference Between Unsaturated and Saturated Fats
At some point in our aging process, our cholesterol levels come into consciousness. The kind of fat we eat, and how often we eat it, plays a roll in controlling our cholesterol levels. Some fats can raise cholesterol levels, while other fats lower cholesterol levels. The good news is that you do not have to […]
A Big Move Requires A Few Deep Breaths
Moving can be exciting and over-whelming at the same time. Deciding which items to take with you, which ones to sell or donate, packing boxes, arranging for a truck and potentially a storage unit, while also juggling your change of address forms, work and maintaining some sort of family life, is a lot to juggle. […]