What Is Major Medical Coverage? Major medical health insurance offers coverage in the event of catastrophic accident or illness with high deductibles (if you choose) and low monthly premiums. Are Routine Doctor Visits Covered? Yes. Simply call IMG to pre-qualify your visit, or log into MY IMG, and IMG will contact the clinic or hospital for […]
Great News for Medicare Patients on Anti-Depressants
Medicare for the first time will cover screenings for depression and anxiety. Plans now may cover benzodiazepines, a class of drugs that includes Valium and is used to treat anxiety and insomnia. Also covered are certain barbiturates such as those used to treat chronic mental disorders. This is important news since many seniors suffer from […]
New Part D Coverage in 2013 For Medicare Recipients
October 15 – December 7th is open enrollment for anyone needing to sign up for or change their Medicare benefits. Brokers Assisance, Inc. in Westminster, Colorado, has been busy preparing for the annual event. One of the most recent changes is the Part D prescription drug coverage and new Medicare Advantage plans. In 2013, drug […]
You Can Apply For Medicare Online
Medicare has four parts: Part A,B,C and D. Part A is Hospital Insurance, and this is free for insured people and helps pay for inpatient care and certain follow-up services. If you are eligible, you should sign up for Part A a few months before you turn age 65, even if you have other health […]
Medicare and International Travel
When Medicare was originally drafted, international travel was not as prevalent as it is today, and was not drafted into the plan. Today, many more seniors travel internationally, and limited coverage has been drafted into the Medigap policies of C,D,E,F,G,H,I and J. Medicare supplement plans include a specific benefit for Emergency Foreign Travel. […]
I Am On Medicare, Am I Covered Outside the Country?
If you are aged 65 or older, you have Medicare coverage that covers you in the United States. However, once you leave the United States, you must have a Medicare supplemental plan or international medical insurance. You Have to Have a Supplemental Plan If you have purchased a supplemental plan, like Plan F, than you […]
Seniors Should Take Advantage of Walgreens Take Care Clinics
Walgreens has two preventative wellness programs available to Medicare and Medicaid participants, located in each Walgreens pharmacy. The programs are not new, however, they have not been well advertised as many seniors have not taken advantage of the programs. To date, only 6.5% of eligible members have taken advantage of the programs. The programs are […]